Diamond

$1,000,000

YEARLY MAXIMUM COVERAGE
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Sapphire

$750,000

YEARLY MAXIMUM COVERAGE
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Emerald

$500,000

YEARLY MAXIMUM COVERAGE
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Pearl

$250,000

YEARLY MAXIMUM COVERAGE
See Details
Diamond

$1,000,000

YEARLY MAXIMUM COVERAGE
Calculate Premium
Overall Yearly Maximum Limit, up to

$1,000,000

Area of Cover

Worldwide (excluding Sanctioned countries)

Outside area of cover

Emergency treatment only and up to a maximum limit of $300,000 per policy year and subject to inner limits shown below

Daily Accommodation Charges (per day/night)

Up to $240 in Pakistan & India

Up to $750 Outside Pakistan & India

Companion Accommodation

$100 (per night)

Congenital Birth Defect

$6,000

Cash Benefit (per night)

$180 per night up to a maximum of 30 days

Psychiatric Treatment

$2,400

Hospice & Palliative care

Lifetime Upto $72,000

Pre-Existing Conditions

$10,000 - This benefit is only available after 12 consecutive months from the insured person's Policy effective date & upto the limit

Also Included
  • Hospital Charges
  • Organ Transplant
  • Reconstructive Surgery
  • Surgical Implants
  • New Born Accommodation
  • In-patient Rehabilitation
  • Pre & Post Hospitalization
  • Radio &/or Chemotherapy
  • Kidney Dialysis
  • Outpatient Surgical Procedures
  • Emergency out-patient treatment due to Accident
  • Hormone replacement Therapy
  • Local Road Ambulance Transport
  • Int. Medical Emergency assistance
  • Accidental damage to natural teeth

Calculate Premium

In-patient and Daycare treatment

This benefit pays when your insured person is admitted as an in-patient or day-patient for an eligible treatment, we will pay the costs of a single room of a standard class up to the limits shown in the benefits table applicable to your insured person’s plan. If your insured person stays in a room which is more expensive than the single room of a standard class or in a standard single room that exceeds the limits stated on the benefits table applicable to your insured person, your insured person may have to pay for the difference in room charges. You or your insured person may also have to pay for a share of other medical expenses wherever these increase as a result of the room upgrade. Please check with us prior to admission to avoid unnecessary out of pocket expenses.

This benefit pays when your insured person is admitted as an in-patient or day-patient for an eligible treatment, we will pay the costs of a single room of a standard class up to the limits shown in the benefits table applicable to your insured person’s plan. If your insured person stays in a room which is more expensive than the single room of a standard class or in a standard single room that exceeds the limits stated on the benefits table applicable to your insured person, your insured person may have to pay for the difference in room charges. You or your insured person may also have to pay for a share of other medical expenses wherever these increase as a result of the room upgrade. Please check with us prior to admission to avoid unnecessary out of pocket expenses.

This benefit pays when your insured person is admitted as an in-patient or day-patient for an eligible treatment, we will pay the costs of a single room of a standard class up to the limits shown in the benefits table applicable to your insured person’s plan. If your insured person stays in a room which is more expensive than the single room of a standard class or in a standard single room that exceeds the limits stated on the benefits table applicable to your insured person, your insured person may have to pay for the difference in room charges. You or your insured person may also have to pay for a share of other medical expenses wherever these increase as a result of the room upgrade. Please check with us prior to admission to avoid unnecessary out of pocket expenses.